Mint Credit Center FAQ's

Looking for answers? Check out the most popular questions below.
Mint Credit Monitor is a Mint product that helps you understand your credit information while also helping you better protect your identity. Credit scores and/or reports are becoming increasingly important and are used in a variety of situations from getting a mortgage to renting an apartment and even in job applications. Moreover, understanding your credit information can help you better protect yourself against identity theft, which affects millions of Americans per year.

1The Identity Threat Score gauges one aspect of risk (low, moderate or high) for identity theft by taking into consideration what personal information is publicly available, where it was found, and the quantity of personal information found. We examine online sources to locate what personal information is publicly available and how that information can be used to create specific combinations of personal information that can be used to piece together an identity. Our analysis is only an indication that you may be at a higher risk of identity thieves piecing your information together and using your identity for their own gain. If we find information indicating your identity may be at risk, we'll share the frequency and source, and we'll recommend a minimum set of actions that you should consider taking to help keep your identity safe.